Bus Eireann Pension: How Former Workers Over 50 Can Access a Lump Sum in 2025.
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🚍 Did You Work for Bus Éireann? Your Pension Could Hold New Possibilities
For years, a job with Bus Éireann offered stability, a steady income, and the security of a pension. But what happens when you’ve moved on — and your pension is sitting untouched?
If you’re over 50 and no longer working with Bus Éireann, you may be eligible to unlock your preserved pension early — giving you access to a tax-free lump sum and the ability to take greater control of your retirement planning.
đź’Ľ What Is a Preserved Pension?
If you worked with Bus Éireann and left the company before reaching retirement age, your pension is likely now “preserved” — meaning it’s sitting in the background, waiting until you’re 65 or older.
But in 2025, more and more former public sector and semi-state employees are choosing to transfer that preserved pension into a Personal Retirement Bond (PRB).
Unlock Your Tax-Free Lump Sum Today!
💡 What’s a PRB — and Why Consider One?
A Personal Retirement Bond gives you:
âś… Access to a tax-free lump sum (typically up to 25% of your fund)
âś… Control over how and where your pension is invested
âś… Flexibility around when and how to draw down the rest
✅ The ability to work with an independent advisor — not tied to your former employer’s scheme
Access Your Pension Early – Learn How
👥 Who’s Eligible?
You may be eligible to unlock your pension if you:
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Are over 50
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Previously worked with Bus Éireann
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Are no longer an active member of the company’s pension scheme
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Have a preserved pension (i.e. not currently drawing it down)
đź§ľ Real Example:
“I drove with Bus Éireann for nearly two decades before changing careers. At 54, I unlocked a portion of my pension and used it to help pay off my mortgage — while the rest continues to grow in a PRB.”
— John, Co. Clare
Former Semi-State? See if You Qualify!
📲 Get Independent Advice Today
At Q Financial, we’ve helped dozens of former public transport workers unlock their pensions early and take charge of their financial future.
You don’t need to wait until 65. A quick consultation can help you understand your options.