What Carelon Redundancy in Limerick Means for You.

If you’re one of the hundreds of employees affected by the closure of Carelon Global Solutions in Limerick, you’re facing more than just a career change. You’re dealing with uncertainty, financial pressure, and the emotional impact of saying goodbye to colleagues and a workplace you’ve invested years in.

We understand how overwhelming this moment can feel — and we want to offer both empathy and practical guidance to help you navigate what comes next.

1. First, You Are Not Alone

Redundancy is never just about a job; it affects your finances, your confidence, and your daily life. It’s completely normal to feel shocked, anxious, or even angry.
Carelon’s closure means over 300 people will see their roles end in phased redundancies by December 2025 — and every single one of you deserves clear information, fair treatment, and a pathway forward.

2. Understanding Your Redundancy Rights

Before making any big decisions:

• Review your redundancy letter carefully — it should detail your final working date, notice period, and payment entitlements.

• You are legally entitled to a statutory redundancy payment if you have at least two years’ continuous service. This is two weeks’ pay per year of service (capped) plus one bonus week.

• You may also be entitled to enhanced redundancy terms if offered by Carelon.

• If you’re unsure about your entitlements, the Workplace Relations Commission (WRC) can give free, impartial advice.

• 💡 Tip: Use our free Redundancy Calculator to quickly see what you might be entitled to.

3. Accessing Government Support

The Government has confirmed that all affected Carelon staff can access:

• Jobseeker’s Pay-Related Benefit — up to €450 per week depending on previous earnings.

• Intreo and DSP retraining & upskilling programmes.

• One-to-one career guidance and help finding new roles locally.
  You can apply quickly online through MyWelfare.ie.

4. Don’t Forget About Your Pension

If you’ve built up a Carelon company pension during your time there, it’s important to understand your options.
You may be able to:

• Leave it where it is (deferred benefit)

• Transfer it to a personal retirement bond in your own name

• Unlock certain pension types early in specific circumstances

⚠️ Warning: Making the wrong pension move can cost you thousands in lost growth or tax. At Unlock My Pension, we specialise in helping people leaving employment make smart, tax-efficient choices with their pension pots — including redundancy situations like this.

💡 If you’re unsure what redundancy means for your pension or final package, we can help you review your options in plain English.
Book a confidential review here — no obligation, no jargon, just clarity.

5. Take Care of Yourself

This isn’t just a financial event — it’s a life event.

• Talk to friends, family, or a counsellor — don’t bottle it up.

• Give yourself space to process, but also set small goals for the weeks ahead.

• Keep a routine; it can help reduce anxiety.

6. How We Can Help

We’ve supported many Irish workers through redundancy — from multinational closures to smaller company layoffs. We can:

• Review your pension options at no cost

• Explain the tax implications of redundancy payments

• Help you plan your next financial steps with confidence

✅ Free Redundancy Pension Review for Carelon Staff
📞 Call us on 091 421 900 or click here to book a confidential call.

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You didn’t choose this change, but you can choose how you move forward.
With the right information and support, this can be the start of a new chapter — one where your finances and future are protected.