Left Your Job at ESB, An Post, or Irish Rail?
You Could Access 25% of Your Pension Tax-Free — Right Now

You may be able to Unlock Your Pension before you retire

If you’re over 50 and no longer with a semi-state employer, you may be able to unlock a tax-free lump sum today.
✅ Free Check · ✅ Central Bank Regulated · ✅ No Obligation

Q Financial is regulated by the Central Bank of Ireland.
For more information about our pension unlocking services.

Eligibility Criteria.

Access From Age 50

You must be over age 50 and under age 65 to access your pension early

Occupational Pensions Only

Only company pensions are eligible, HSE/Garda/Government pensions are not

Only eligible in Ireland

We help you bring your pension home. Tax-efficient options tailored for Irish residents.

Are You Eligible ?

Take a few moments to fill out our assessment form. One of our pension partners will reach out to discuss your options as soon as possible.

What You Need To Know.

Here’s the good news, we are paid by the pension providers; you do not have to write a cheque! This is a free, no-obligation service aimed at helping people make an informed decision about which option is right for them.

Get the advice you need.

Over 500 Happy Customers

“Great service. Appreciate the simple application process and constant communication.”

Mrs. C.D, Donegal

Are You Eligible To Access Your Pension Early?

Take our 2-minute questionnaire and get your information assessed within 24hrs