Worked in Irish Aviation? You Could Be Entitled to a Tax-Free Pension Lump Sum

If you’ve worked for Aer Lingus, Ryanair, Lufthansa, or any aviation employer in Ireland, you could be eligible for a tax-free pension lump sum — even if you’re considering early retirement or voluntary redundancy.

Many Irish aviation professionals don’t realise how much pension cash they can legally unlock — or how recent 2025 pension rule changes might affect them. Whether you’re part of the IASS, a company scheme, or a PRSA, understanding your lump sum and income options is critical.

Don’t leave money on the table. Use our free tool to check your aviation pension entitlements, tax-free cash options, and how to access them.

👉 Check Your Aviation Pension Options Now

Your Aviation Pension: Tax-Free Lump Sum, Early Access & Retirement Options in Ireland

You don’t need to be retired — or even close to retiring — to access part of your aviation pension. If you’ve worked with Ryanair, Aer Lingus, Lufthansa, or any other Irish aviation employer, there’s a chance you can unlock a tax-free pension lump sum right now.

Many aviation workers are unaware that they qualify for early access, lump sum payments, or redundancy-related pension benefits. Whether you’re part of the IASS, a company pension, or a personal retirement bond (PRB), the rules around aviation pension tax-free cash in Ireland have changed — especially in 2025.

If you’ve left the aviation industry, taken voluntary redundancy, or are considering your next move, now is the time to explore:

• How to access your aviation pension lump sum tax-free

• Whether you qualify for early withdrawal or redundancy-based benefits

• Your lump sum and income options in 2025 and beyond

• Airline-specific advice for Ryanair, Aer Lingus, and Lufthansa staff

👉 Check Your Aviation Pension Options Now

Recent Changes You Should Know 

• Closure and restructuring of the Irish Airlines Superannuation Scheme (IASS)

• Shift to defined contribution schemes (e.g., Ryanair PRSA)

• Risk of pension pots being underfunded or dormant

• Tax implications for flight crew — especially non-residents or those working abroad

What We Offer 

✅ A free aviation pension review
✅ Guidance on unlocking pensions early
✅ Help tracking down multiple pension pots
✅ Clear advice on tax-free lump sums and drawdown
✅ Tailored support for cabin crew, engineers, pilots, and retired aviation professionals

“Thanks to Declan Hardiman at unlockpension.ie, I now have a clear understanding of the true value of my IASS pension. Without their expert guidance, I would have missed out on thousands!”
— Sarah Jane, Limerick

✈️ Aviation Pensions FAQ

❓ What happens to my aviation pension if I move abroad?

If you’ve worked in Ireland’s aviation sector and are now based overseas, your pension may still be accessible — but tax treatment and transfer options depend on your residency and the scheme rules. We recommend a professional pension review to assess your options.

❓ Can I unlock my Aer Lingus pension early?

In some cases, early access to your Aer Lingus pension is possible — especially in redundancy or ill-health scenarios. Every situation is different, so it’s important to get tailored advice.

❓ Is my Ryanair pension safe?

Ryanair pensions are typically held in approved schemes. While these are regulated, it’s worth reviewing your statement annually and understanding your lump sum and income entitlements.

❓ What are the latest updates on the Irish Airlines Superannuation Scheme (IASS)?

The IASS has undergone significant changes affecting some retirees’ entitlements. If you were part of this scheme, you may wish to review how these changes affect your retirement plans.

❓ What if I worked for an airline years ago — can I still access my pension?

Yes. If you paid into a pension while working for Aer Lingus, Ryanair, or another airline, you may still be entitled to benefits — even if it was years ago. Many people forget or lose track of these pensions, so a review is always worthwhile.

❓ What pension options are available for cabin crew and ground staff?

Whether you’re flying internationally or working on the ground, your pension may include employer contributions, PRSAs, or occupational schemes. We help aviation staff understand and maximise their options.

Trusted Resources below:-

According to Revenue.ie, tax obligations vary based on residency and domicile status.

• Revenue.ie on Double Taxation

• Irish Aviation Authority

• Department of Transport