Galway Pension Early Access – 25% Tax-Free Lump Sum Guide

Did you work in Galway, Tuam, Claregalway, Oranmore, Loughrea, Athenry, or Headford? If you’re over 50 and were part of a pension scheme with a past employer, you could unlock 25% of your pension — completely tax-free.

🟢 Start Your Free Pension Assessment Now

Discover if you can access your 25% tax-free pension lump sum today.

At Q Financial Advisors, we’re based right here in Claregalway, and we recently ran a feature in the Tuam Herald to raise awareness about pension unlocking options in Galway County. We’re now extending that message to our online readers — especially locals looking for professional, regulated advice.

🔍 Who Can Unlock Their Pension in Galway or Tuam?

If you:

  • Are aged 50 or over

  • Have left your old job (in Tuam, Galway, or surrounding areas)

  • Had a pension with that employer

  • Are not currently contributing to that scheme

Then you may be eligible to access 25% of your fund tax-free and consider other retirement options based on your situation.

 Local Galway Companies Our Clients Have Worked In

Here’s a list of major Galway employers we’ve worked with to help people unlock forgotten or frozen pensions:

💼 Worked at one of these companies? Start your free pension check now

🏥 Healthcare & Pharma:

  • Medtronic

  • Abbott

  • Boston Scientific

  • Allergan (now AbbVie)

  • Baxter

  • Merit Medical

  • Elan

  • Novartis

  • Aerogen

  • Hygeia

  • Advent Medical

  • Vistakon

⚙️ Engineering, Tech & Optical:

  • Hewlett Packard

  • IBM

  • Apple

  • Analog Devices

  • Cisco

  • SAP

  • Oracle

  • Intel

  • Genesys

  • Beckman Coulter

  • Transitions Optical

  • Thermo King

  • DXC Technology

  • Penn Engineering

  • Zimmer Biomet

  • TE Connectivity

  • Schneider Electric

🛍️ Retail & Food:

  • Dunnes Stores

  • Tesco

  • SuperValu

  • SuperQuinn

  • Debenhams

  • Easons

  • Pallas Foods

  • Aurivo

🏛️ Former Semi-State:

  • An Post

  • Eircom / EIR

  • Irish Rail

  • Bus Éireann

  • CIE

💼 Finance & Insurance:

  • Ulster Bank

  • Aviva

  • KBC

  • Blackrock Health

  • Bon Secours

🏗️ Construction & Services:

  • BAM

  • SISK

  • GPC

  • Crown

  • APT

  • ServiSource

  • TTM Healthcare

  • Nortel

  • Avaya

🧑‍💼 Why Locals Trust Q Financial Advisors

We’re proud to be a trusted name for pension unlocking advice in Galway and beyond. Our team is based in Claregalway Shopping Centre and includes experienced advisors who live and work in your community — people like Declan Hardiman, Claire Mannion, and Donal Kennedy.

We’re fully regulated by the Central Bank of Ireland and help clients across:

  • Tuam

  • Claregalway

  • Oranmore

  • Athenry

  • Loughrea

  • Galway City

  • Ballinasloe

  • Portumna

  • Mountbellew

Eligibility Criteria for Early Pension Access

📞 Ready to See If You Qualify?

Your old pension could hold thousands in tax-free benefits. Don’t let it go untouched.

👉 Visit www.unlockpension.ie
📞 Call our local Galway team on 091 421 900📍 Drop into our Claregalway office for a free, no-obligation consultation

Get your free consultation today — it’s quick and easy!

Q Financial Advisors
Unit 2, The Courtyard, Claregalway Shopping Centre, Claregalway, Co. Galway
Regulated by the Central Bank of Ireland | Ref No: C135240